Boost customer
satisfaction and revenues with token advance services


Inspire user loyalty by launching token advance to millions of your customers.

Share the risk

Ezra warranties will cover you for 50% to 100% of customer default, depending on your risk appetite.

Give users an
instant decision

Ezra’s intelligent customer profiling and risk scoring technology enables instant decisions on token advance services.

Launch token advance services in 12 weeks

Ezra is your one partner and platform to design, launch, run and scale token advance services to millions of existing customers.

High token advance eligibility

Offer millions of existing customers access to instant credit services. Ezra’s accurate scoring algorithms will enable banked and unbanked users to successfully apply for tokens with specially designed customer profiles tailored to your market.

This can make up to 80% of customers eligible for your token advance service, an industry-leading acceptance rate.

Out-of-credit consumers

Give customers continual access to energy supply with easy token advance electricity top-up. Allow users to secure tokens online when physical locations are shut or even when they’re out of credit.


CEO | Major pan-African bank

Provide reliable token advance services
and customer care

Offer token advance services to your customers to provide  uninterrupted access to your services. Ezra’s robust backend infrastructure is regularly tested and upgraded, and has been serving industry heavyweights for over 10 years. 

We also provide you with a real-time customer interface for your call center and back office teams, so you can offer high-quality customer support at speed.

Speak to our partnership team

Find out how we help utilities to launch instant loans to customers.