Financial
inclusion for all.
At Ezra, we are committed to transformation through innovation.
We believe that everyone, everywhere, should be able to quickly, securely, and responsibly access credit products that meet their needs.
Our mission
Meet our team
Career Highlights
Served as Chief Executive Officer for multiple companies in the financial services industry with an extensive background on driving rapid business growth and geographical expansion for Fintech companies
Digital Lending Achievements
Currently the Deputy Chairman for Thunes and CEO for DTOne, also served as CEO for Naspers (Payments) and Ogone (ePayments)
Employers
Naspers, Ogone (now Ingenico ePayments)
Career Highlights
More than 24 years’ experience working for leading fintechs and Mobile Network Operators. During his tenure as Chief Revenue Officer at Nayax, he took the company to IPO.
Employers
KPN Netherlands, Nayax, Telit Communications Plc
Career Highlights
Over 30 years in the consumer finance space, in South Africa, Middle East and the broader African continent – with 15+ years in director, C-level or Executive roles.
Andrew has been involved in FinTech for over 12 years, providing consultancy services to FinTech businesses in Africa whilst also co-founding South Africa’s first digital BNPL business, MobiCred.
More recently, Andrew was an Executive within the MTN FinTech structure where he was responsible for driving the strategy for and building MTN’s BankTech vertical, including a real-time scoring, rules engine and account management cloud solution, developing FSP/Banking funding relationships, product development, credit risk and predictive analytics.
Digital Lending Achievements
Co-founded mobiCred, a digital / online BNPL business for the e-commerce landscape, offering mass market virtual credit and integrated and accessed via payment gateways for e-merchants
Setup and established JUMO’s credit risk and prediction capability as to support the launch of nano bullet loans across various markets.
Initiated and built MTN’s BankTech vertical capability as a means to development, deploy and manage/support nano/micro lending products across MTN’s footprint
Employers
MTN, JUMO
Career Highlights
Over 25 years experience leading technology teams in the telecommunications and software industries across Europe, Asia and Africa.
Digital Lending Achievements
Led a company into profitability through the optimisation and evolution of the lending and recovery platforms and associated products and services
Employers
Safaricom, Airtel Africa, Telkom Kenya, Nokia Networks
Career Highlights
Senior executive building valuable, fast-growth, global Fintechs in the US and Singapore, as CFO, strategic advisor, operator, board member, and trusted business partner.
Led $100m+ in debt and equity fundraisings in US and foreign capital markets, established global banking relationships, structured working capital facilities, developed comprehensive programs for treasury & risk management.
Proven deal maker on cross-border M&A, post-merger integration, spin-offs, and restructurings.
Digital Lending Achievements
CFO for DT ONE, PE-backed, global B2B FinTech network platform for airtime top-up and other digital value services, 120+ employees across Singapore (HQ), Dubai, Barcelona, Miami
Supported the business scaling at double-digit growth rates
Led significant fundraising of debt and equity, including the company’s first PE round
Led acquisition and post-merger integration of Ezra
Employers
DT One, Transfast (acquired by Mastercard), Payscout
Testimonials
“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”
“Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.”
“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”
“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”
Speak to our partnership team
Get in touch to learn more about our products and services.